Build complete financial plans — not just projections
Retirement, liquidity, taxes, investments, insurance, estate, and spending — so every client leaves knowing exactly what to do next.
Most tools show a projection. Kerdora shows a plan.
Probability scores answer one question. Kerdora answers the rest — how much to save, where to put it, how much cash to keep on hand, what the tax exposure looks like, and whether the portfolio actually supports the goal. Every module is built around a clear outcome your client can act on.
Goals-based planning with clear targets
Retirement, education, emergency fund, and custom goals — each with a savings rate, a timeline, and a funding status. Your clients know exactly how much they need to save, which accounts to use, and whether they're on track. Drag to reprioritize and watch the targets update instantly.
Insurance that's actually calculated
Three methods for life insurance needs analysis — human life value, income-expenses hybrid, and a full needs-based approach. Disability recommendations tied to wages. Umbrella coverage benchmarked to net worth. Not just a checklist of what they have, but a clear picture of what they need.
Tax scenarios, not just estimates
Model Roth conversions, compare filing strategies, project retirement taxes, and evaluate tax-loss harvesting — all with real numbers pulled from your client's profile. Create multiple scenarios and compare them side by side to find the optimal path.
Investment analysis that connects to the plan
Review portfolio allocation, assess risk alignment, and surface recommendations in the context of your client's actual goals and timeline. Does the portfolio support the retirement income need? Is there enough liquidity for near-term goals? Kerdora makes the answer clear — not just whether the portfolio is diversified, but whether it's doing the right job.
Goals with real tracking
Retirement, education, emergency fund, and custom goals — each with assigned accounts, balance vs. target tracking, and required savings rates. Drag and drop to prioritize. See instantly which goals are on track and which need attention.
Estate planning tracker
Seven essential documents — will, POA, living will, health care proxy, beneficiary forms, living trust, and guardianship — tracked by status and by person. Know exactly what's done, what's in process, and what's missing.
Spending that tells a story
Model current spending, expenses that end (mortgage payoff, childcare), and new costs that start (travel in retirement, healthcare). See how your client's spending evolves over time — not just a static snapshot.
"This is the most useful software I've used in my 30-year career."
Nate Clark
Envision Retirement Solutions
